Calculate your hourly paycheck after taxes and deductions. See net pay per period and per year, plus your effective hourly rate after taxes.
Paid at 1.5x rate
Tax Withholding
Default: 12% (approx.)
Default: 5% (approx.)
Social Security 6.2% + Medicare 1.45% = 7.65%
Enter your hourly pay rate — this is the amount you earn per regular hour worked before any taxes or deductions.
Enter the number of regular hours you work per week (typically 40 for full-time). Also enter any overtime hours if applicable.
Select your pay frequency: weekly, bi-weekly (every two weeks), semi-monthly (twice per month), or monthly. This determines how many paychecks you receive per year.
Enter your federal and state tax withholding percentages. The defaults (12% federal, 5% state) are approximate flat rates. Toggle FICA on or off — when enabled, Social Security (6.2%) and Medicare (1.45%) totaling 7.65% are included.
Optionally, enter any additional per-period deductions (like union dues, garnishments, or parking fees). Click "Calculate Paycheck" to see your gross pay, all deductions, net pay per period and per year, and your effective hourly rate after taxes.
Your gross hourly paycheck is calculated by multiplying your hours worked by your hourly rate, with overtime hours paid at 1.5x the regular rate. From this gross amount, federal income tax, state income tax, and FICA (Social Security 6.2% + Medicare 1.45% = 7.65%) are deducted as percentages. Any additional fixed deductions are also subtracted. The effective hourly rate is calculated by dividing your annual net take-home pay by your total annual hours worked — this tells you what you actually earn per hour after all taxes and deductions are taken into account. This "real" hourly rate is useful for comparing job offers or evaluating whether overtime is worthwhile.
At $15.00/hr working 40 regular hours/week with no overtime, the weekly gross is $600.00. Bi-weekly gross (2 weeks) = $1,200.00. Annual gross = $31,200.00. Federal tax (12%) = $144.00/period, state tax (5%) = $60.00/period, FICA (7.65%) = $91.80/period. Net per period = $1,200.00 − $295.80 = $904.20. Annual net = $23,509.20. Effective hourly rate after taxes = $904.20 / (40 × 2) = $11.30/hr. Your actual take-home is about 75.3% of your gross rate.
At $25.00/hr with 40 regular + 5 overtime hours/week, weekly gross = $1,000 (regular) + $187.50 (OT) = $1,187.50. Bi-weekly gross = $2,375.00. Federal tax (12%) = $285.00, state tax (5%) = $118.75, FICA = $181.69. Net per period = $2,375.00 − $585.44 (incl. other) = $1,789.56. Annual net = $46,528.48. Effective hourly rate = $1,789.56 / 90 = $19.88/hr. The 5 OT hours add $375/week in gross but also increase tax withholding proportionally.
At $50.00/hr with 40 regular hours/week, weekly gross = $2,000. Monthly gross (52/12 ≈ 4.33 weeks) = $8,666.67. Federal tax (22%) = $1,906.67, state tax (5%) = $433.33, FICA = $663.00. Net per month = $8,666.67 − $3,003.00 = $5,663.67. Annual net = $67,964.04. Effective hourly rate = $5,663.67 / (40 × 4.33) = $32.69/hr. At this income level, the effective hourly rate after taxes is roughly 65% of the gross rate.
Find answers to the most common questions about hourly paycheck calculator.
